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Comments By Others Are Not Endorsed: The Inland Marine Underwriters Association (IMUA) does not necessarily endorse, support, sanction, encourage, verify or agree with the comments, opinions, or statements posted on the website page.  Any information or material placed online, including advice and opinions, are the views and responsibility of those making the comments and do not necessarily represent the views of the IMUA or its member companies. By submitting a comment for posting, you agree that the IMUA and its member companies are not responsible, and shall have no liability to you, with respect to any information or materials posted by others, including defamatory, offensive or illicit material, even material that violates this Agreement.